Understanding Coverage and Repair Options After Storms

After severe weather events, vehicle owners must check their insurance coverage, especially regarding deductibles and claims. It's essential to know whether your insurance is comprehensive, as it covers storm-related damages like flooding, fire, or vandalism. If damages exceed your coverage, consider utilizing your emergency fund. Certifying local repair shops may offer repayment plans for uncovered repairs. The Federal Emergency Management Agency (FEMA) offers assistance for those affected by federally declared disasters, so checking eligibility for their aid can alleviate financial burdens. If your vehicle was exposed to corrosive seawater, particularly in regions like Florida, professional inspections are necessary before using it again. Electric vehicles require additional caution as their lithium-ion batteries risk short-circuiting and catching fire if they have been submerged. Hence, vehicle owners should prioritize safety and thorough inspections in the aftermath of any storm-related incidents.